View from Ponte di Rialto, Venice, Italy
I lived paycheck to paycheck for the last 30 years. I am aware of my situation so I started an automatic deduction of $150 from my bi-weekly earnings. Now, even if I spent everything, I have somehow set something aside for travel.
I have decided to travel to a new destination at least once a year while I can. The whole process of preparing for travel keeps me in vacation mode. I am now actively researching and anticipating my next destination while the budget grows.
The time needed to save up is dependent on the destination. As I wait, my excitement already builds and so does the savings. At times I just say, “Where can I go for $2000?”
When I receive extra funds like bonuses or some other unexpected windfall, I put this in a retirement investment account. I also seek help from a financial adviser to better plan for the future and optimize the little funds I have.
It is never too early or too late to prepare so you can afford to Buy the Next Ten Years.
It’s just me thinking…
Thoughts Of An Ordinary Man By Peter Hill 